These Terms of Use ("Terms") govern your access to and use of the HavenStone Advisory website located at https://www.havenstoneadvisory.com (the "Site") and any related content, functionality, and services (collectively, the "Services"). By accessing or using the Site or Services you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use the Site.
1. Eligibility
You must be at least 18 years old and capable of forming a binding contract to use the Services. By using the Site, you represent and warrant that you meet these requirements.
2. Intellectual Property
All content on this Site—including text, graphics, logos, images, audio clips, digital downloads, and software—is the property of HavenStone Advisory or its content suppliers and is protected by U.S. and international copyright, trademark, and other intellectual‑property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.
3. Permitted Use
HavenStone Advisory grants you a limited, non‑exclusive, non‑transferable, revocable license to access and use the Site for your personal or internal business purposes. You agree not to:
- Use the Site for any unlawful purpose or in violation of any applicable law.
- Disrupt or interfere with the security or operation of the Site.
- Attempt to gain unauthorized access to the Site or related systems.
- Employ automated means to access, scrape, or download content from the Site.
4. Disclaimers
The information on this Site is provided for general educational purposes only and does not constitute legal, tax, or accounting advice. You should consult your own professional advisers before acting on any information contained herein.
The Site and Services are provided "AS IS" and "AS AVAILABLE," without warranties of any kind, either express or implied.
5. Limitation of Liability
To the maximum extent permitted by law, HavenStone Advisory, its directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues arising from your use of—or inability to use—the Site or Services.
6. Indemnification
You agree to indemnify, defend, and hold harmless HavenStone Advisory and its affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Site.
7. Third‑Party Links
The Site may contain links to third‑party websites. HavenStone Advisory does not endorse and is not responsible for the content or practices of those sites. Access any third‑party resources at your own risk.
8. Modifications to the Site
We may modify, suspend, or discontinue the Site (or any part of it) at any time without notice or liability.
9. Changes to These Terms
We may update these Terms from time to time. When we do, we will revise the "Last updated" date above. Your continued use of the Site after any changes constitutes acceptance of the revised Terms.
10. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict‑of‑law provisions. Any dispute arising under these Terms shall be resolved exclusively in the state or federal courts located in Austin, Texas.