Terms of Use

These Terms of Use ("Terms") govern your access to and use of the HavenStone Advisory website located at https://www.havenstoneadvisory.com (the "Site") and any related content, functionality, and services (collectively, the "Services"). By accessing or using the Site or Services you agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use the Site.

1. Eligibility

You must be at least 18 years old and capable of forming a binding contract to use the Services. By using the Site, you represent and warrant that you meet these requirements.

2. Intellectual Property

All content on this Site, including text, graphics, logos, images, audio clips, digital downloads, and software, is the property of HavenStone Advisory or its content suppliers and is protected by U.S. and international copyright, trademark, and other intellectual‑property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written consent.

3. Permitted Use

HavenStone Advisory grants you a limited, non‑exclusive, non‑transferable, revocable license to access and use the Site for your personal or internal business purposes. You agree not to:

• Use the Site for any unlawful purpose or in violation of any applicable law.
• Disrupt or interfere with the security or operation of the Site.
• Attempt to gain unauthorized access to the Site or related systems.
• Employ automated means to access, scrape, or download content from the Site.

4. Disclaimers

The information on this Site is provided for general educational purposes only and does not constitute legal, tax, accounting, investment, or financial advice. You should consult your own professional advisers before acting on any information contained herein.

These disclaimers apply to all public content on or derived from the Site, including articles, videos, calculators, checklists, guides, downloadable materials, newsletters, excerpts, previews, feeds, and summaries shown by search engines, social platforms, feed readers, or other third-party services.

Content on the Site is not individualized to your facts and is not intended or written for you to rely on to file a tax return, support a tax position, avoid penalties, or implement any tax, legal, accounting, investment, or financial strategy. Public articles, videos, calculators, downloads, and examples are not a substitute for a signed engagement with qualified professionals who can review your specific facts, entity structure, books, state law, documentation, and risk tolerance.

Third-party previews, excerpts, feed cards, search results, and summaries may omit context, become outdated, or misstate our material. The original page on this Site controls over any third-party summary, but even the original page remains general educational content unless it is incorporated into a written client engagement.

Use of the Site does not create a client, fiduciary, accountant-client, tax adviser, attorney-client, or other professional relationship with HavenStone Advisory. A professional relationship begins only when HavenStone Advisory and the client have entered into a written engagement agreement covering the relevant service.

Tax laws, agency guidance, thresholds, forms, deadlines, and interpretations can change, and content may become outdated even if it was accurate when published. We may update, correct, remove, or modify content at any time, but we do not undertake a duty to update every page immediately after a legal, regulatory, administrative, or factual change.

The Site and Services are provided "AS IS" and "AS AVAILABLE," without warranties of any kind, either express or implied.

5. No Guarantees

We do not guarantee any tax savings, refund amount, audit outcome, penalty result, investment result, business result, search ranking, feed placement, or other outcome from using the Site or from reading or downloading content. Examples, estimates, calculators, and testimonials are illustrative and may not apply to your situation.

6. Limitation of Liability

To the maximum extent permitted by law, HavenStone Advisory, its directors, employees, contractors, and representatives shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues arising from your use of, or inability to use, the Site or Services.

To the maximum extent permitted by law, HavenStone Advisory shall not be liable for losses arising from your reliance on general website content without obtaining advice from qualified professionals who have reviewed your specific facts.

7. Indemnification

You agree to indemnify, defend, and hold harmless HavenStone Advisory and its affiliates from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Site.

8. Corrections and Editorial Review

We maintain an Editorial Policy describing our content review, sourcing, update, and correction practices. To report a possible correction, email team@havenstoneadvisory.com with the page URL and the issue you found.

9. Third‑Party Links

The Site may contain links to third‑party websites. HavenStone Advisory does not endorse and is not responsible for the content or practices of those sites. Access any third‑party resources at your own risk.

10. Modifications to the Site

We may modify, suspend, or discontinue the Site (or any part of it) at any time without notice or liability.

11. Changes to These Terms

We may update these Terms from time to time. When we do, we will revise the "Last updated" date above. Your continued use of the Site after any changes constitutes acceptance of the revised Terms.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict‑of‑law provisions. Any dispute arising under these Terms shall be resolved exclusively in the state or federal courts located in Austin, Texas.

13. Contact Us