Why High-Income W-2 Earners Overpay More Than Anyone
High W-2 income earners face a unique tax trap. While business owners access dozens of deductions, high-income employees often feel stuck paying maximum rates. The reality: most high earners overpay taxes by 30–70% because they're using strategies designed for average earners, not high-income professionals.
- Relying only on 401(k) contributions while missing powerful alternatives
- Paying maximum rates on bonuses without proper planning
- Missing real estate strategies that create substantial deductions
- Ignoring tax-advantaged investment structures for high earners
Advanced Strategies That Save $50,000–$200,000+ Annually
Unlike traditional CPAs focused on compliance, we engineer your entire financial structure to minimize taxes while maximizing wealth. We specialize in proactive strategies specifically for high W-2 earners that most accounting firms never mention.
What makes us different: We don't just prepare taxes—we implement sophisticated wealth-building strategies with substantial tax benefits.
Key Strategies
- Tax-Advantaged Investment Optimization: Capital gains timing, alternative investments with tax benefits, and stock option strategies.
- Advanced Real Estate Strategies: Real estate professional status, conservation easements, investment deductions, and 1031 exchanges.
- Retirement & Deferred Compensation: Backdoor Roth, non-qualified deferred comp, executive plans, and mega backdoor Roth optimization.
- Asset Protection with Tax Benefits: Domestic trusts, business structure layering, and insurance tools that reduce tax while building wealth.
Why Choose HavenStone
- Specialized expertise in high-income W-2 tax planning
- Proactive, forward-focused strategy—not just backward-looking compliance
- Advanced techniques requiring specialized knowledge
- Clients consistently save $50,000–$200,000+ annually