Video
Trump Accounts for Kids: CPA Guide to Roth IRAs, 529 Plans, and UTMAs
A CPA guide to where Trump Accounts fit beside custodial Roth IRAs, 529 plans, and UTMA/UGMA accounts for parents building long-term wealth for children in 2026.
Author and reviewer
Mia Anne Pham Reeves, CPA
Managing Partner
Mia Anne Pham Reeves is the Managing Partner of HavenStone Advisory, where she leads tax strategy, entity planning, bookkeeping cadence, and advisory work for business owners and high-income professionals.
Texas Certified Public AccountantManaging Partner, HavenStone AdvisoryTax strategy advisor for business owners and high-income professionals
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Texas State Board of Public Accountancy documents Texas CPA license status through its public lookup. Search for Mia Anne Pham Reeves.
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Articles and videos by Mia
These resources connect tax rules to practical planning decisions for owners, high-income professionals, and teams that need clean books before tax season.
Article
June 15 Tax Check for Trades Businesses: 2026 1099, Mileage, and Overtime Updates
Before the June 15, 2026 estimated tax deadline, trades businesses should review 1099 thresholds, mileage logs, overtime reporting, job costing, and tax cash.
Video
5 Side Hustle Tax Mistakes That Trigger IRS Notices
Five side-hustle tax mistakes that trigger IRS notices—and the simple systems that keep your income clean, deductible, and defensible.
Video
Buy, Borrow, Die Strategy: Asset-Backed Borrowing and Step-Up Basis Explained
Buy, Borrow, Die isn't a loophole — it's how the tax code was designed. Learn the 3‑step framework wealthy families use to access cash without triggering a tax bill, and how business owners at $1M–$10M can start using it today.
Video
Why Overtime Is Not Fully Tax-Free: CPA Explanation of the New Deduction
The “no tax on overtime” headline is being misunderstood. Here’s what the overtime deduction actually does, how much you can really save, the caps/phase‑outs, and what business owners must set up in payroll so it works.
Video
2026 Cost Pressures and Tax Rule Changes: Planning Guide for Business Owners
Tariffs, labor shifts, fuel volatility, and a major 2026 tax law reset are squeezing trades + home service businesses from both sides. Here’s the playbook to protect margins, control cash, and pull the tax levers early.
Video
Tax Write-Offs and Audit Risk: Documentation Rules Business Owners Need
"I'll just write it off" isn't a tax strategy. It's often an audit risk. Here's what deductions really save, where the IRS draws the line (ordinary + necessary), and the documentation system that keeps your home office, vehicle, meals, and travel defensible.
Video
Saving Mindset, Cash Discipline, and Wealth Building
The "turn off the lights" childhood wasn't cheap. It was training. Here's why the pause before spending creates margin, how margin builds wealth, and how to keep the discipline without carrying the fear.
Video
Cost Segregation: Accelerated Depreciation for Real Estate Owners
Cost segregation doesn’t create deductions - it accelerates them. Here’s when it creates real tax leverage, when it backfires, and how to evaluate it like an operator (with a calculator to model the benefit).
Video
Profit Routing for Trades and Home Service Owners
If you finish the month with extra profit and don’t know what to do with it, you’ll either let inflation eat it, or spend it emotionally. Here’s the 4‑bucket profit routing system (Tax, Reserves, Growth, Wealth) plus our Profit Routing Calculator + cheat sheet to set your percentages in minutes.
Video
Why Your LLC May Be Costing More Than You Think
Forming an LLC is easy. Designing it to protect you and cut taxes is the hard part. Here are the six expensive setup mistakes, and the simple three‑point checklist to fix them (including when an S‑Corp election makes sense).
Video
Why Business Owners Miss the Path to $1M Net Worth
It’s rarely a work-ethic problem. It’s profit leaks, wrong advice for your stage, and reacting instead of designing. Here’s a simple system to fix profit, keep more after tax, and convert cash into real net worth.